Here’s how to qualify for FEMA aid — including the $750 payment

(NewsNation) — Once an emergency is declared — like in the case of Hurricanes Milton and Helene — the Federal Emergency Management Agency (FEMA) can unleash various types of aid.

Much of what the agency does is give out money in the immediate aftermath of a disaster.

That can include assistance to individuals affected by disasters, such as payments of $750 to pay for their immediate needs — like medicine or diapers — after a storm or earthquake hits. It can also mean additional money to rent an apartment because their home is destroyed or to pay for a storage unit.

That $750, however, has been mischaracterized by several high-profile politicians, including former President Trump.

He, and others, have claimed that the payment is a loan and that it is the only form of assistance FEMA is providing. The initial $750 is the first payment FEMA will make to storm survivors. They are also who eligible for other forms of assistance.

Beyond that, those affected by the hurricanes also can apply for several other types of assistance, including money for rent while they’re displaced or money to store their belongings while they repair their homes.

How can I receive FEMA aid?

The “Serious Needs Assistance” is an upfront, flexible payment to help cover essential items like food, water, baby formula, breastfeeding supplies, medication and other emergency supplies, according to the agency.

There are four ways you can apply for FEMA disaster assistance:

• Fill out a DisasterAssistance.gov application online
• Apply using the FEMA app. Download the free app from your smartphone's app store
• Apply by phone at 1-800-621-3362
• Apply in person at a Disaster Recovery Center (DRC). Find a DRC near you

Who is eligible for FEMA aid?

According to the agency, you must live in a presidentially declared disaster area to receive financial assistance from FEMA.

You can check your area's status with FEMA's address lookup tool here.

What info do I need to receive FEMA aid?

To receive FEMA aid you will need the following:

• Your Social Security number
• Insurance information
• A description of the damage caused
• Your annual household income
• Contact information
• Bank account information for direct deposit